Answers

What is an AI agent?

In short

An AI agent is software that uses an LLM to choose between tools and take actions in the world — reading data, calling APIs, drafting communications — within defined guardrails and (usually) with human approval.

Short answer

An AI agent is software that uses an LLM to choose between tools and take actions in the world — reading data, calling APIs, drafting communications — within defined guardrails and (usually) with human approval.

What this actually means in practice

The difference between a chatbot and an agent is action. Production agents need: clear tool definitions, eval coverage, escalation paths, audit trails and a kill switch.

The most common pitfall

Agents with no eval, no guardrails and no human handoff.

What to do next

Define the smallest end-to-end agent you can ship with eval and guardrails in week one.

Frequently asked questions

Does Forth Systems help with this?

Yes — Forth Systems works with banks, payment institutions, insurers and infrastructure operators on exactly this kind of work. Engagements start with a fixed-scope assessment so you see the shape before committing.

How experienced is the team?

Engagements are staffed by named, UK-based senior engineers — not a rotating offshore pool. References from the second line of comparable clients are available on request.

Where are you based?

Edinburgh-based, delivering UK-wide with onsite presence in London and across Scotland as required.

How fast can we start?

Most engagements start within 2-4 weeks of a signed SoW, faster where an existing supplier framework is in place.

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