Industries
Software, system testing and integration for payment institutions (APIs / EMIs)
In short
Forth Systems builds, integrates and independently tests software for payment institutions (APIs / EMIs). DORA, safeguarding controls and pressure on rails operators from the FCA. We work across sponsor bank connectivity, scheme certifications, safeguarding accounts and reconciliation., ship measurable change, and produce evidence your second line and your regulator can sign off without rework.
The pressure on payment institutions (APIs / EMIs) right now
DORA, safeguarding controls and pressure on rails operators from the FCA.
The systems that matter
Sponsor bank connectivity, scheme certifications, safeguarding accounts and reconciliation.
What a typical engagement looks like
Independent payments testing across FPS, Bacs and CHAPS with reconciliation evidence.
What good looks like
First-time scheme certification, defensible safeguarding and clean reconciliations.
How we engage
Fixed-scope discovery, a 30-day pilot against a real workload, then a continuation engagement with named UK-based engineers. We work to your tooling, your release process and your control environment.
Frequently asked questions
Do you have experience with payment institutions (APIs / EMIs)?
Yes — Forth Systems delivers actively into payment institutions (APIs / EMIs), with engagements spanning system testing, integration, modernisation and bespoke build. Anonymised case studies are available on request.
Can you sign DPAs and supplier security questionnaires?
Yes. We're set up for standard DPAs, supplier security questionnaires, third-party risk assessments and Crown Commercial DPS engagement.
Where are you based?
Edinburgh-based, delivering UK-wide with named engineers and onsite presence in London and across Scotland as required.
How fast can you start?
Most engagements start within 2-4 weeks of a signed SoW, faster where an existing supplier framework is in place.
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