Pillars
Open Banking testing: the UK partner for banks and regulated firms
In short
Open Banking and PSD2 conformance testing for AISPs, PISPs, sponsor banks and the platforms that connect them. We run conformance suites, exercise SCA fallbacks, validate consent renewal and stress-test PSU journeys against live sandboxes.
Why open banking testing matters now
OBIE conformance is the floor, not the ceiling — real-world AIS/PIS journeys break on edge cases the sandbox never sees.
What Forth does
We run conformance suites, exercise SCA fallbacks, validate consent renewal and stress-test PSU journeys against live sandboxes.
Who it's for
TPPs, banks running PSD2 APIs, white-label AIS/PIS providers and regulators evaluating market participants.
What good looks like
Clean OBIE conformance, fewer rejected consents in production, and a documented evidence trail for the FCA.
How we engage
We start with a fixed-scope audit, ship a pilot inside 30 days, then run an ongoing engagement with named engineers — not an offshore pool. Every output is evidence-ready and version-controlled.
Frequently asked questions
Do you work with FCA-regulated firms on open banking testing?
Yes — most of our open banking testing work is delivered into FCA-regulated banks, payment institutions and insurers, with output mapped to the relevant FCA, PRA and DORA evidence requirements.
How quickly can you start?
Fixed-scope audits typically start within two weeks of a signed SoW. Larger open banking testing programmes start in 4-6 weeks once supplier onboarding is complete.
Do you sign DPAs and supplier security questionnaires?
Yes. We're set up for standard DPAs, RFIs, supplier security questionnaires, third-party risk assessments and Crown Commercial DPS engagement.
Where is delivery based?
Delivery is UK-based out of Edinburgh, with named engineers and onsite presence in London and across Scotland as required.
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