Services

BACS testing for UK banks, fintechs and regulated firms

In short

Testing for Bacs Direct Debit and Direct Credit including ADDACS, AUDDIS, ARUDD. You need it before sun onboarding and after any change to the bacs file structure or schedule. Bacs submission and response handling tests, reconciliation and exception runbooks.

What bacs testing actually is

Testing for Bacs Direct Debit and Direct Credit including ADDACS, AUDDIS, ARUDD.

When you need it

Before SUN onboarding and after any change to the Bacs file structure or schedule.

What Forth delivers

Bacs submission and response handling tests, reconciliation and exception runbooks.

The pitfall we don't repeat

Failing ARUDD handling on day one of go-live — and only finding out at month-end.

How we engage

Fixed-scope discovery, a 30-day pilot against a real workload, and a continuation engagement with named UK-based engineers. Every artefact is version-controlled and ready for second-line review.

Frequently asked questions

Do you deliver bacs testing as a managed service?

Yes. We can run bacs testing as a one-off engagement, as part of a programme, or as a continuous managed service with monthly reporting.

Can you work alongside our in-house team?

Yes — most engagements augment an existing team. We work to your tooling, your standards and your release process, not ours.

What evidence do you produce for our auditors?

Every engagement produces traceable evidence: scenarios mapped to requirements or controls, run logs, defect history and a sign-off pack your second line can use without rework.

How fast can you start?

Most bacs testing engagements start within 2-4 weeks of a signed SoW, faster if there's an existing supplier framework in place.

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