Services
Cards scheme testing for UK banks, fintechs and regulated firms
In short
Visa, Mastercard and Amex scheme testing including issuer, acquirer and 3DS flows. You need it before scheme certification and after every bin, processor or 3ds upgrade. Scheme test cards, MTI flow coverage, 3DS journey evidence and certification artefacts.
What cards scheme testing actually is
Visa, Mastercard and Amex scheme testing including issuer, acquirer and 3DS flows.
When you need it
Before scheme certification and after every BIN, processor or 3DS upgrade.
What Forth delivers
Scheme test cards, MTI flow coverage, 3DS journey evidence and certification artefacts.
The pitfall we don't repeat
Cert passes, production fails — usually a config drift between the test and live processor.
How we engage
Fixed-scope discovery, a 30-day pilot against a real workload, and a continuation engagement with named UK-based engineers. Every artefact is version-controlled and ready for second-line review.
Frequently asked questions
Do you deliver cards scheme testing as a managed service?
Yes. We can run cards scheme testing as a one-off engagement, as part of a programme, or as a continuous managed service with monthly reporting.
Can you work alongside our in-house team?
Yes — most engagements augment an existing team. We work to your tooling, your standards and your release process, not ours.
What evidence do you produce for our auditors?
Every engagement produces traceable evidence: scenarios mapped to requirements or controls, run logs, defect history and a sign-off pack your second line can use without rework.
How fast can you start?
Most cards scheme testing engagements start within 2-4 weeks of a signed SoW, faster if there's an existing supplier framework in place.
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