Industries

Software, system testing and integration for card issuers

In short

Forth Systems builds, integrates and independently tests software for card issuers. Scheme mandates, 3DS upgrades and dispute losses. We work across issuer-processor, scheme connectivity, fraud and dispute systems., ship measurable change, and produce evidence your second line and your regulator can sign off without rework.

The pressure on card issuers right now

Scheme mandates, 3DS upgrades and dispute losses.

The systems that matter

Issuer-processor, scheme connectivity, fraud and dispute systems.

What a typical engagement looks like

Scheme certification and 3DS journey testing across the issuer stack.

What good looks like

First-time certification and lower dispute losses.

How we engage

Fixed-scope discovery, a 30-day pilot against a real workload, then a continuation engagement with named UK-based engineers. We work to your tooling, your release process and your control environment.

Frequently asked questions

Do you have experience with card issuers?

Yes — Forth Systems delivers actively into card issuers, with engagements spanning system testing, integration, modernisation and bespoke build. Anonymised case studies are available on request.

Can you sign DPAs and supplier security questionnaires?

Yes. We're set up for standard DPAs, supplier security questionnaires, third-party risk assessments and Crown Commercial DPS engagement.

Where are you based?

Edinburgh-based, delivering UK-wide with named engineers and onsite presence in London and across Scotland as required.

How fast can you start?

Most engagements start within 2-4 weeks of a signed SoW, faster where an existing supplier framework is in place.

Related

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