Industries
Software, system testing and integration for consumer credit firms
In short
Forth Systems builds, integrates and independently tests software for consumer credit firms. Affordability rules, vulnerability handling and forbearance journeys. We work across decisioning, collections, payments and customer comms., ship measurable change, and produce evidence your second line and your regulator can sign off without rework.
The pressure on consumer credit firms right now
Affordability rules, vulnerability handling and forbearance journeys.
The systems that matter
Decisioning, collections, payments and customer comms.
What a typical engagement looks like
Independent assurance of affordability journeys and forbearance treatment.
What good looks like
Defendable affordability and forbearance evidence for the FCA.
How we engage
Fixed-scope discovery, a 30-day pilot against a real workload, then a continuation engagement with named UK-based engineers. We work to your tooling, your release process and your control environment.
Frequently asked questions
Do you have experience with consumer credit firms?
Yes — Forth Systems delivers actively into consumer credit firms, with engagements spanning system testing, integration, modernisation and bespoke build. Anonymised case studies are available on request.
Can you sign DPAs and supplier security questionnaires?
Yes. We're set up for standard DPAs, supplier security questionnaires, third-party risk assessments and Crown Commercial DPS engagement.
Where are you based?
Edinburgh-based, delivering UK-wide with named engineers and onsite presence in London and across Scotland as required.
How fast can you start?
Most engagements start within 2-4 weeks of a signed SoW, faster where an existing supplier framework is in place.
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